:root {
  --navy: #102f45;
  --navy-deep: #0b2334;
  --blue: #2b607b;
  --teal: #2f746f;
  --gold: #c58a2a;
  --cream: #fbfaf7;
  --gray-50: #f5f7f7;
  --gray-100: #e9eeee;
  --gray-200: #d7dfdf;
  --gray-700: #4d5b61;
  --ink: #17262d;
  --white: #ffffff;
  --shadow: 0 18px 48px rgba(16, 47, 69, 0.12);
  --radius: 8px;
  --ease-out: cubic-bezier(0.2, 0.8, 0.2, 1);
  --ease-spring: cubic-bezier(0.16, 1, 0.3, 1);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
}

[id] {
  scroll-margin-top: 88px;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: "Roboto", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

html.js [data-reveal] {
  opacity: 0;
  transform: translateY(22px);
  filter: blur(10px);
  transition:
    opacity 700ms var(--ease-out),
    transform 700ms var(--ease-spring),
    filter 700ms var(--ease-out);
  transition-delay: var(--reveal-delay, 0ms);
  will-change: opacity, transform, filter;
}

html.js [data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
  filter: blur(0);
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

p,
h1,
h2,
h3 {
  margin-top: 0;
}

p:last-child {
  margin-bottom: 0;
}

.compliance-bar {
  background: var(--navy-deep);
  color: var(--white);
  padding: 0.55rem 1rem;
  text-align: center;
  font-size: 0.86rem;
  font-weight: 600;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 0.85rem;
  min-height: 72px;
  padding: 0.25rem clamp(0.85rem, 2.4vw, 2rem);
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid var(--gray-100);
  box-shadow: 0 6px 24px rgba(16, 47, 69, 0.07);
}

.brand {
  display: inline-flex;
  align-items: center;
  min-width: 0;
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
}

.brand img {
  width: auto;
  height: clamp(58px, 6.2vw, 82px);
  object-fit: contain;
}

.site-nav {
  display: flex;
  justify-content: center;
  gap: clamp(0.55rem, 1.4vw, 1rem);
  color: var(--gray-700);
  font-size: 0.9rem;
  font-weight: 700;
}

.site-nav a {
  text-decoration: none;
}

.site-nav a:hover,
.text-link:hover,
.legal-links a:hover,
.footer-column a:hover {
  color: var(--teal);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
}

.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  margin: 5px auto;
  background: var(--navy);
  transition: transform 180ms var(--ease-out), opacity 180ms var(--ease-out);
}

.button {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0.82rem 1.15rem;
  border: 1px solid transparent;
  border-radius: var(--radius);
  font-weight: 800;
  line-height: 1.1;
  text-align: center;
  text-decoration: none;
  touch-action: manipulation;
  transition:
    transform 180ms var(--ease-out),
    background-color 180ms var(--ease-out),
    border-color 180ms var(--ease-out),
    box-shadow 180ms var(--ease-out);
}

.button:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(16, 47, 69, 0.18);
}

.button::after {
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(110deg, transparent 18%, rgba(255, 255, 255, 0.26) 50%, transparent 82%);
  content: "";
  transform: translateX(-120%);
  transition: transform 520ms var(--ease-out);
  pointer-events: none;
}

.button:hover::after {
  transform: translateX(120%);
}

.button-primary {
  color: var(--white);
  background: var(--teal);
}

.button-primary:hover {
  background: #255f5b;
}

.button-secondary {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.08);
}

.button-light {
  color: var(--navy);
  background: var(--white);
}

.text-link {
  color: var(--teal);
  font-weight: 800;
  text-decoration: none;
}

.hero,
.quote-hero {
  position: relative;
  overflow: hidden;
  isolation: isolate;
}

.hero::before,
.quote-hero::before {
  position: absolute;
  inset: -16%;
  z-index: 0;
  background:
    radial-gradient(circle at 18% 24%, rgba(255, 255, 255, 0.14), transparent 30%),
    radial-gradient(circle at 82% 18%, rgba(197, 138, 42, 0.18), transparent 30%),
    radial-gradient(circle at 74% 82%, rgba(47, 116, 111, 0.26), transparent 34%);
  content: "";
  animation: hero-drift 20s ease-in-out infinite alternate;
  pointer-events: none;
}

.hero::after,
.quote-hero::after {
  position: absolute;
  inset: 0;
  z-index: 0;
  background: linear-gradient(120deg, rgba(255, 255, 255, 0.08), transparent 30%, rgba(255, 255, 255, 0.03) 64%, transparent 85%);
  content: "";
  opacity: 0.5;
  animation: hero-sheen 16s linear infinite;
  pointer-events: none;
}

.hero {
  min-height: 720px;
  display: flex;
  align-items: center;
  background:
    linear-gradient(90deg, rgba(11, 35, 52, 0.92) 0%, rgba(16, 47, 69, 0.76) 42%, rgba(16, 47, 69, 0.12) 76%),
    url("public/Park T.png") center / cover no-repeat;
}

.hero-content {
  width: min(720px, 100%);
  padding: clamp(4rem, 8vw, 7rem) clamp(1.1rem, 7vw, 6rem);
  color: var(--white);
  position: relative;
  z-index: 1;
}

.eyebrow {
  margin-bottom: 0.75rem;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero h1,
.quote-hero h1 {
  margin-bottom: 1.25rem;
  font-size: clamp(2.4rem, 6vw, 4.7rem);
  line-height: 1.02;
  letter-spacing: 0;
  text-wrap: balance;
}

.hero-subtitle,
.quote-hero p {
  max-width: 650px;
  font-size: 1.15rem;
  text-wrap: pretty;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin: 2rem 0 1.4rem;
}

.trust-line {
  margin-bottom: 0.8rem;
  font-weight: 800;
}

.hero-disclaimer,
.visible-disclaimer,
.small-note,
.card-note {
  color: inherit;
  font-size: 0.9rem;
  font-weight: 600;
}

.hero-disclaimer {
  max-width: 620px;
  color: rgba(255, 255, 255, 0.86);
}

.section {
  padding: clamp(4rem, 8vw, 6.5rem) clamp(1rem, 3vw, 2rem);
}

.section-inner {
  width: min(1140px, 100%);
  margin: 0 auto;
}

.narrow {
  width: min(880px, 100%);
}

.two-column {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.align-start {
  align-items: start;
}

.section h2,
.quote-callout h2,
.disclaimer-box h2 {
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.08;
}

.section h3,
.quote-callout h2,
.footer-column h2 {
  color: var(--navy);
  line-height: 1.2;
}

.copy-stack {
  display: grid;
  gap: 1rem;
}

.intro-section {
  background: var(--white);
}

.quote-preview {
  padding-top: 0;
  background: var(--white);
}

.quote-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 1.5rem;
  align-items: center;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.section-heading {
  max-width: 760px;
  margin: 0 auto clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.card-grid,
.feature-grid,
.step-grid {
  display: grid;
  gap: 1rem;
}

.card-grid.three,
.step-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.feature-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.service-card,
.feature-grid article,
.step-grid article,
.quote-callout {
  padding: 1.45rem;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  box-shadow: 0 12px 32px rgba(16, 47, 69, 0.08);
  transition:
    transform 220ms var(--ease-out),
    box-shadow 220ms var(--ease-out),
    border-color 220ms var(--ease-out);
}

.relationship-list article,
.check-panel,
.faq-list details,
.disclaimer-box {
  transition:
    transform 220ms var(--ease-out),
    box-shadow 220ms var(--ease-out),
    border-color 220ms var(--ease-out);
}

.service-card:hover,
.feature-grid article:hover,
.step-grid article:hover,
.quote-callout:hover,
.relationship-list article:hover,
.check-panel:hover,
.faq-list details:hover,
.disclaimer-box:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 44px rgba(16, 47, 69, 0.14);
  border-color: rgba(47, 116, 111, 0.2);
}

.service-card {
  display: grid;
  gap: 1rem;
  align-content: start;
}

.service-card h3,
.feature-grid h3,
.relationship-list h3,
.step-grid h3 {
  margin-bottom: 0.55rem;
}

.card-note,
.small-note {
  color: var(--gray-700);
}

.relationship-section,
.process-section,
.quote-tool-section {
  background: var(--gray-50);
}

.relationship-list {
  display: grid;
  gap: 0.9rem;
}

.relationship-list article {
  padding: 1.2rem 1.25rem;
  background: var(--white);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
}

.why-section {
  background: var(--cream);
}

.medicare-section {
  background: var(--white);
}

.check-panel {
  padding: clamp(1.4rem, 4vw, 2rem);
  background: #edf7f5;
  border: 1px solid #cce2df;
  border-radius: var(--radius);
}

.check-panel.muted {
  background: var(--gray-50);
  border-color: var(--gray-100);
}

.check-list {
  display: grid;
  gap: 0.65rem;
  padding: 0;
  margin: 1rem 0 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.5rem;
}

.check-list li::before {
  position: absolute;
  left: 0;
  color: var(--teal);
  content: "\2713";
  font-weight: 800;
}

.step-grid article span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin-bottom: 1rem;
  color: var(--white);
  background: var(--navy);
  border-radius: 999px;
  font-weight: 800;
}

.centered-action {
  display: grid;
  justify-items: center;
  gap: 1rem;
  margin-top: 2rem;
  text-align: center;
}

.strong-cta {
  color: var(--white);
  background: var(--navy);
}

.strong-cta .eyebrow {
  color: #e8bb6f;
}

.strong-cta h2 {
  color: var(--white);
}

.strong-cta-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 2rem;
  align-items: center;
}

.strong-cta p {
  max-width: 780px;
}

.faq-section {
  background: var(--white);
}

.faq-list {
  display: grid;
  gap: 0.8rem;
}

.faq-list details {
  padding: 1.1rem 1.25rem;
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
}

.faq-list summary {
  cursor: pointer;
  color: var(--navy);
  font-weight: 800;
}

.faq-list p {
  margin: 0.85rem 0 0;
}

.disclaimer-section {
  padding-top: 3rem;
  background: var(--gray-50);
}

.disclaimer-box {
  padding: clamp(1.4rem, 4vw, 2rem);
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
}

.disclaimer-box h2 {
  font-size: clamp(1.55rem, 3vw, 2.2rem);
}

.disclaimer-box h3 {
  margin-top: 1.5rem;
}

.legal-content {
  display: grid;
  gap: 1rem;
}

.legal-content h2 {
  margin-bottom: 0.25rem;
}

.legal-content ul {
  display: grid;
  gap: 0.6rem;
  padding-left: 1.15rem;
  margin: 0;
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.4rem;
  padding-top: 0;
  padding-bottom: 0.5rem;
  color: var(--gray-700);
  font-size: 0.92rem;
}

.breadcrumbs a {
  color: var(--teal);
  text-decoration: none;
  font-weight: 700;
}

.breadcrumbs span:last-child {
  color: var(--ink);
  font-weight: 700;
}

.quote-hero {
  padding: clamp(4rem, 8vw, 6rem) clamp(1rem, 3vw, 2rem);
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(11, 35, 52, 0.94), rgba(16, 47, 69, 0.82)),
    url("public/Park T.png") center / cover no-repeat;
}

.legal-hero {
  padding: clamp(3.5rem, 7vw, 5rem) clamp(1rem, 3vw, 2rem);
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(11, 35, 52, 0.98), rgba(16, 47, 69, 0.88)),
    radial-gradient(circle at top left, rgba(197, 138, 42, 0.14), transparent 28%),
    radial-gradient(circle at bottom right, rgba(47, 116, 111, 0.14), transparent 26%);
}

.legal-hero-inner {
  width: min(860px, 100%);
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.legal-hero h1 {
  margin-bottom: 1rem;
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  line-height: 1.04;
  text-wrap: balance;
}

.legal-hero p {
  max-width: 760px;
  font-size: 1.05rem;
  text-wrap: pretty;
}

.quote-hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 420px);
  gap: 2rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.quote-hero h1 {
  max-width: 820px;
}

.quote-callout {
  color: var(--ink);
}

.quote-callout h2 {
  font-size: 1.5rem;
}

.quote-tool-section .section-inner {
  display: grid;
  gap: 1rem;
  justify-items: center;
}

.quote-path-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  width: min(920px, 100%);
}

.quote-path-card {
  display: grid;
  gap: 1rem;
  align-content: start;
  padding: 1.45rem;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.consent-panel {
  display: grid;
  gap: 1rem;
  width: min(500px, 100%);
  padding: 1.25rem;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.quote-intake-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.quote-intake-grid label {
  display: grid;
  gap: 0.45rem;
  color: var(--navy);
  font-weight: 700;
}

.quote-intake-grid label span {
  font-size: 0.95rem;
}

.consent-check {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  color: var(--navy);
  font-weight: 700;
}

.quote-intake-grid input {
  width: 100%;
  padding: 0.9rem 1rem;
  color: var(--ink);
  font: inherit;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: inset 0 1px 2px rgba(16, 47, 69, 0.04);
  transition: border-color 180ms var(--ease-out), box-shadow 180ms var(--ease-out);
}

.quote-intake-grid input:focus {
  outline: none;
  border-color: rgba(47, 116, 111, 0.6);
  box-shadow: 0 0 0 4px rgba(47, 116, 111, 0.12);
}

.consent-check input {
  width: 18px;
  height: 18px;
  margin-top: 0.2rem;
  accent-color: var(--teal);
  flex: 0 0 auto;
}

.consent-check a {
  color: var(--teal);
  text-decoration: none;
}

.consent-actions {
  display: grid;
  gap: 0.7rem;
}

.consent-status {
  min-height: 1.3em;
  margin: 0;
  color: var(--gray-700);
  font-size: 0.92rem;
  font-weight: 600;
}

.consent-note {
  margin: 0;
  color: var(--gray-700);
  font-size: 0.92rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

code {
  padding: 0.1rem 0.25rem;
  background: rgba(16, 47, 69, 0.08);
  border-radius: 4px;
}

.site-footer {
  color: rgba(255, 255, 255, 0.82);
  background: var(--navy-deep);
}

.footer-inner {
  display: grid;
  grid-template-columns: 1.25fr repeat(3, 1fr);
  gap: clamp(1.5rem, 4vw, 3rem);
  width: min(1140px, 100%);
  margin: 0 auto;
  padding: clamp(3rem, 6vw, 4.5rem) clamp(1rem, 3vw, 2rem);
}

.footer-column {
  display: grid;
  align-content: start;
  gap: 0.45rem;
}

.footer-column h2 {
  margin-bottom: 0.5rem;
  color: var(--white);
  font-size: 1rem;
}

.footer-column a {
  color: rgba(255, 255, 255, 0.82);
  text-decoration: none;
}

.footer-column p {
  margin: 0;
}

.footer-message img {
  width: min(260px, 100%);
  height: auto;
  margin-bottom: 0.75rem;
  background: var(--white);
}

.footer-bottom {
  display: grid;
  gap: 1rem;
  padding: 1.25rem clamp(1rem, 3vw, 2rem);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  text-align: center;
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.8rem 1.1rem;
  font-size: 0.9rem;
}

.legal-links a {
  color: rgba(255, 255, 255, 0.82);
}

@keyframes hero-drift {
  from {
    transform: translate3d(-1.5%, -1%, 0) scale(1);
  }

  to {
    transform: translate3d(1.5%, 1%, 0) scale(1.04);
  }
}

@keyframes hero-sheen {
  from {
    transform: translateX(-10%);
  }

  to {
    transform: translateX(10%);
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  html.js [data-reveal] {
    opacity: 1;
    transform: none;
    filter: none;
  }
}

@media (hover: none) and (pointer: coarse) {
  .button:hover,
  .service-card:hover,
  .feature-grid article:hover,
  .step-grid article:hover,
  .quote-callout:hover,
  .relationship-list article:hover,
  .check-panel:hover,
  .faq-list details:hover,
  .disclaimer-box:hover {
    transform: none;
    box-shadow: inherit;
    border-color: inherit;
  }
}

@media (max-width: 1040px) {
  .site-header {
    grid-template-columns: auto auto;
  }

  .nav-toggle {
    display: block;
    justify-self: end;
  }

  .site-nav {
    display: flex;
    grid-column: 1 / -1;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    max-height: 0;
    padding: 0 0.75rem;
    background: var(--white);
    border: 1px solid var(--gray-100);
    border-radius: var(--radius);
    overflow: hidden;
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition:
      max-height 260ms var(--ease-out),
      padding 220ms var(--ease-out),
      opacity 220ms var(--ease-out),
      transform 220ms var(--ease-out);
  }

  .site-nav.is-open {
    max-height: 320px;
    padding: 0.75rem;
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .site-nav a {
    padding: 0.75rem;
  }

  .header-cta {
    display: none;
  }

  .feature-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 800px) {
  .hero {
    min-height: auto;
    background:
      linear-gradient(180deg, rgba(11, 35, 52, 0.94) 0%, rgba(16, 47, 69, 0.82) 60%, rgba(16, 47, 69, 0.38) 100%),
      url("public/Park T.png") center / cover no-repeat;
  }

  .hero-content {
    padding: 4.25rem 1rem 4rem;
  }

  .hero h1,
  .quote-hero h1 {
    font-size: clamp(2rem, 8vw, 3.4rem);
  }

  .hero-subtitle,
  .quote-hero p {
    font-size: 1rem;
  }

  .two-column,
  .quote-band,
  .strong-cta-inner,
  .quote-hero-inner,
  .quote-path-grid {
    grid-template-columns: 1fr;
  }

  .card-grid.three,
  .step-grid,
  .feature-grid {
    grid-template-columns: 1fr;
  }

  .quote-band,
  .strong-cta-inner {
    justify-items: start;
  }

  .section {
    padding: 3.25rem 1rem;
  }

  .quote-preview,
  .disclaimer-section {
    padding-top: 0;
  }

  .section-heading {
    margin-bottom: 1.6rem;
    text-align: left;
  }

  .section h2,
  .quote-callout h2,
  .disclaimer-box h2 {
    font-size: clamp(1.7rem, 7vw, 2.5rem);
  }

  .quote-band,
  .quote-callout,
  .service-card,
  .feature-grid article,
  .step-grid article,
  .relationship-list article,
  .check-panel,
  .faq-list details,
  .disclaimer-box,
  .footer-column {
    padding: 1.1rem;
  }
}

@media (max-width: 560px) {
  .brand img {
    width: auto;
    height: 58px;
  }

  .site-header {
    gap: 0.6rem;
    padding-top: 0.4rem;
    padding-bottom: 0.4rem;
  }

  .nav-toggle {
    width: 42px;
    height: 42px;
  }

  .site-nav {
    border-radius: 0.7rem;
  }

  .hero-actions,
  .hero-actions .button,
  .strong-cta .button,
  .quote-band .button,
  .consent-actions .button {
    width: 100%;
  }

  .hero-actions .button,
  .strong-cta .button,
  .quote-band .button,
  .consent-actions .button {
    justify-content: center;
  }

  .footer-inner {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    padding: 1rem;
  }

  .legal-links {
    gap: 0.55rem 0.9rem;
  }

  .quote-intake-grid {
    grid-template-columns: 1fr;
  }
}